Trusted Foundations
Backed by Shariah governance & Islamic fund partners including Halogen
Invest in Islamic funds, save systematically for Umrah with Takaful protection, and fulfil your Zakat — all from one trusted, Shariah-compliant app.
Whichever path fits your goals, every ringgit moves through fully Shariah-compliant channels.
Access Shariah-compliant digital fund management and investment solutions, powered by Halogen and other licensed Islamic asset managers.
Save systematically toward your Umrah with a structured fund, protected by Umrah Takaful for extra peace of mind on the journey.
Calculate and pay your Zakat with confidence — including an early crypto-Zakat option for digital asset holders.
We're expanding beyond Umrah savings into a full Shariah-compliant financial ecosystem.
Sign up in minutes and complete your eKYC — no paperwork, no branch visits.
Pick an Islamic fund, start your Umrah Fund, or set up your Zakat — or all three.
Watch your progress in real time and stay in full control of your money, always.
From scattered savings to confusing Zakat calculations — Muslims deserve better tools for both faith and finance.
Shariah-compliant funds are often hard to find, compare, or access digitally.
Leading to fraud, unmet expectations, and unverifiable Umrah packages.
No simple, trusted way to calculate and pay Zakat digitally, including on digital assets.
No dedicated mechanisms exist to build savings toward an Umrah or investment goal.
It's easy to lose your tour group and family in the crowds of Makkah.
Unverified agents claim to perform pilgrimage on your behalf and misuse funds.
"Watching my Umrah Fund grow every month keeps me motivated — and knowing it's Shariah-compliant gives real peace of mind."
"I finally have one place to invest in Islamic funds and calculate my Zakat without spreadsheets."
"The Takaful protection on my Umrah Fund was the deciding factor for our whole family."
To empower individuals and families to achieve their financial and spiritual aspirations through accessible, innovative, and Shariah-compliant solutions — from digital investing, Ar-Rahnu and Takaful to Umrah savings, Zakat, Waqf, and Islamic estate planning.
To be the leading Shariah-compliant digital wealth platform for Muslims worldwide — uniting investing, saving, and giving under one trusted, transparent app.
98% of the world's Muslim population lives in Asia — and the halal economy is projected to reach USD 3.67 trillion by 2025.
Muslim population by market
From your first ringgit invested to the moment you step through the Haram — here's what arafa handles for you.
Shariah-compliant digital wealth management, powered by Halogen and other licensed partners.
Verified, transparent Umrah packages filtered by budget and distance from Haram.
Calculate and pay your Zakat digitally, with an emerging crypto-Zakat pathway.
Real-time group tracking, geo-fencing, and one-tap SOS for peace of mind.
Live-streamed, government-verified Badal services with full transparency.
Mushaf view and translation, bookmarks, and recitations from your favourite Qari.
Like the region's leading wealth platforms, arafa is built to reach Muslims through every channel — direct, advised, and embedded.
Invest, save for Umrah, and manage your Zakat — all from one personal dashboard.
Offer clients Shariah-compliant investment and Umrah solutions, backed by our infrastructure.
White-label and embedded finance solutions extending Shariah-compliant wealth products.
Payroll-linked Umrah savings, Islamic investment benefits, and corporate Zakat programs.
Yes — every product on Arafa, from Islamic funds to the Umrah Fund and Zakat calculator, is reviewed and approved by our Shariah Advisory Board before launch.
Umrah Takaful is a Shariah-compliant protection plan bundled with your Umrah Fund, giving you and your family added peace of mind throughout the journey.
Enter your assets and Arafa calculates your Zakat obligation instantly — including the option to pay directly from digital assets through our crypto-Zakat pilot.
Any individual today, with financial advisers, banks, and corporates able to distribute Arafa's products to their own clients and employees soon.
We're in active development on Shariah-compliant digital banking partnerships. Join the waitlist to be first to know when it launches.
Join a Shariah-compliant platform built for every stage of your financial journey — from Islamic investing to Umrah savings and Zakat.