/* =========================================================
   ARAFA — flat, minimal, StashAway-style design system
   Solid colour blocks and bordered cards at rest; gradient
   accents and lift/glow animation revealed on interaction.
   ========================================================= */

:root{
  --ink:#0d1b16;
  --ink-soft:#4c625a;
  --ink-faint:#8a9d96;
  --bg:#ffffff;
  --bg-alt:#f5f9f7;
  --bg-warm:#faf7f0;
  --line:#e5ebe7;
  --primary:#0a9e6e;
  --primary-dark:#07835a;
  --primary-light:#d9f5e9;
  --primary-rgb:10,158,110;
  --navy:#0b2a22;
  --navy-2:#0f342a;
  --navy-rgb:11,42,34;
  --gold:#b8860b;
  --gold-light:#fbf0d9;
  --gold-rgb:184,134,11;
  --red:#e2483f;
  --grad-primary:linear-gradient(120deg, var(--primary) 0%, var(--primary-dark) 100%);
  --grad-navy:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  --radius-xl:32px 6px 32px 6px;
  --radius-lg:22px 5px 22px 5px;
  --radius-sm:12px;
  --radius-pill:999px;
  --shadow:0 14px 34px -18px rgba(13,27,22,.22);
  --shadow-hover:0 22px 46px -18px rgba(13,27,22,.28);
  --font:'Urbanist', -apple-system, sans-serif;
  --ease:cubic-bezier(.2,.8,.3,1);
}

/* ---------- reusable hover-card gradient glow ----------
   Add class="hover-glow" (plus position:relative + overflow:hidden
   on the card rule, and a data-glow attribute to pick the tint)
   to reveal a soft directional wash + lift + shadow on hover. */
.hover-glow{position:relative; overflow:hidden; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.hover-glow::before{
  content:""; position:absolute; inset:0; z-index:0; border-radius:inherit; pointer-events:none;
  background:linear-gradient(135deg, rgba(var(--primary-rgb),.09), transparent 60%);
  opacity:0; transition:opacity .35s var(--ease);
}
.hover-glow[data-glow="gold"]::before{background:linear-gradient(135deg, rgba(var(--gold-rgb),.1), transparent 60%);}
.hover-glow[data-glow="navy"]::before{background:linear-gradient(135deg, rgba(var(--navy-rgb),.08), transparent 60%);}
.hover-glow > *{position:relative; z-index:1;}
.hover-glow:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover);}
.hover-glow:hover::before{opacity:1;}

*{box-sizing:border-box; margin:0; padding:0;}
html{scroll-behavior:auto;}
body{font-family:var(--font); background:var(--bg); color:var(--ink); -webkit-font-smoothing:antialiased; overflow-x:hidden;}
img,svg{display:block; max-width:100%;}
a{color:inherit; text-decoration:none;}
ul{list-style:none;}
button{font:inherit; cursor:pointer; background:none; border:none;}
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible{outline:2px solid var(--primary); outline-offset:3px; border-radius:6px;}
.wrap{max-width:1180px; margin:0 auto; padding:0 32px;}
h1,h2,h3,h4{font-family:var(--font); font-weight:800; line-height:1.12; letter-spacing:-.01em; color:var(--ink);}
p{color:var(--ink-soft); line-height:1.65;}
section{padding:100px 0;}

/* ---------- reveal ---------- */
.reveal{opacity:0; transform:translateY(20px); transition:opacity .6s var(--ease), transform .6s var(--ease);}
.reveal.in{opacity:1; transform:translateY(0);}
.reveal-scale{opacity:0; transform:scale(.96); transition:opacity .6s var(--ease), transform .6s var(--ease);}
.reveal-scale.in{opacity:1; transform:scale(1);}
.stagger > *{transition-delay:calc(var(--i,0) * 70ms);}

/* ---------- eyebrow / section head ---------- */
.tag{display:inline-flex; align-items:center; gap:7px; font-size:12.5px; font-weight:800; letter-spacing:.05em; text-transform:uppercase; color:var(--primary-dark); background:var(--primary-light); padding:7px 14px; border-radius:var(--radius-pill);}
.tag::before{content:""; width:6px; height:6px; border-radius:50%; background:var(--primary-dark); flex:none;}
.tag.on-dark{background:rgba(255,255,255,.12); color:#a9f0d1;}
.tag.on-dark::before{background:#a9f0d1;}
.head{max-width:640px; margin-bottom:48px;}
.head.center{margin-left:auto; margin-right:auto; text-align:center;}
.head h2{font-size:clamp(28px,3.6vw,42px); margin-top:14px;}
.head p{margin-top:14px; font-size:16.5px;}
.head.on-dark h2{color:#fff;}
.head.on-dark p{color:rgba(255,255,255,.68);}

/* ---------- buttons ---------- */
.btn{display:inline-flex; align-items:center; justify-content:center; gap:8px; padding:16px 30px; border-radius:var(--radius-pill); font-weight:800; font-size:15px; white-space:nowrap; transition:transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease), border-color .25s var(--ease);}
.btn-primary{background:var(--grad-primary); color:#fff; box-shadow:0 10px 24px -10px rgba(var(--primary-rgb),.55);}
.btn-primary:hover{transform:translateY(-3px); box-shadow:0 16px 32px -10px rgba(var(--primary-rgb),.65);}
.btn-outline{background:transparent; color:var(--ink); border:1.5px solid var(--line);}
.btn-outline:hover{border-color:var(--primary); color:var(--primary-dark); transform:translateY(-3px); box-shadow:var(--shadow);}
.btn-white{background:#fff; color:var(--navy);}
.btn-white:hover{background:var(--primary-light); transform:translateY(-3px); box-shadow:0 14px 30px -12px rgba(0,0,0,.35);}
.btn-sm{padding:11px 22px; font-size:13.5px;}
.btn-block{width:100%;}
.link-arrow{display:inline-flex; align-items:center; gap:6px; font-size:13.5px; font-weight:800; color:var(--primary-dark);}
.link-arrow svg{transition:transform .2s var(--ease);}
.link-arrow:hover svg{transform:translateX(3px);}

/* =================== TOPBAR =================== */
.topbar{background:var(--navy); color:#fff; overflow:hidden; max-height:46px; opacity:1; transition:max-height .35s var(--ease), opacity .25s var(--ease);}
.topbar-inner{display:flex; align-items:center; justify-content:center; gap:10px; flex-wrap:wrap; text-align:center; padding:11px 0; font-size:13px; font-weight:700;}
.topbar a{color:#a9f0d1; font-weight:800; white-space:nowrap;}
.topbar a:hover{text-decoration:underline;}
header.scrolled .topbar{max-height:0; opacity:0;}

/* =================== NAV (exact match to contact.php's navbar) =================== */
header{position:fixed; top:0; left:0; right:0; z-index:100;}
.navrow{position:relative; padding:22px 0; background:rgba(255,255,255,.78); backdrop-filter:blur(16px) saturate(140%); box-shadow:0 10px 30px -18px rgba(4,26,19,.14); transition:padding .3s var(--ease);}
.navrow::after{content:""; position:absolute; left:0; right:0; bottom:0; height:1.5px; background:linear-gradient(90deg, transparent, #07bc8c, #08f0b1, #07bc8c, transparent);}
header.scrolled .navrow{padding:14px 0;}
.navrow .wrap{display:flex; align-items:center; justify-content:space-between; gap:24px;}
.logo svg{height:26px; width:auto;}
.nav-links{display:flex; align-items:center; gap:36px;}
.nav-links a{font-family:'Urbanist', sans-serif; font-size:14.5px; font-weight:600; color:#42615a; position:relative; padding:4px 0;}
.nav-links a::after{content:""; position:absolute; left:0; bottom:-2px; width:0; height:2px; background:#08f0b1; transition:width .3s var(--ease);}
.nav-links a:hover, .nav-links a.active{color:#062018;}
.nav-links a:hover::after, .nav-links a.active::after{width:100%;}
.nav-cta{display:flex; align-items:center; gap:14px;}
.nav-cta .btn-primary{font-family:'Urbanist', sans-serif; padding:12px 24px; font-size:13.5px; font-weight:700; background:linear-gradient(120deg,#07bc8c,#08f0b1); color:#052e22; box-shadow:0 14px 30px -10px rgba(7,188,140,.55);}
.nav-cta .btn-primary:hover{transform:translateY(-3px) scale(1.02); box-shadow:0 20px 40px -12px rgba(7,188,140,.65);}
.burger{display:none; width:42px; height:42px; border-radius:12px; background:rgba(255,255,255,.1); border:1px solid rgba(255,255,255,.2); align-items:center; justify-content:center; flex-direction:column; gap:5px; position:relative; z-index:1;}
.burger span{width:18px; height:2px; background:#062018; border-radius:2px;}
.mobile-menu{display:none;}

/* =================== HERO =================== */
.hero{background:var(--bg-warm); padding:160px 0 90px;}
.hero-grid{display:grid; grid-template-columns:1fr .92fr; gap:60px; align-items:center;}
.hero-copy h1{font-size:clamp(38px,4.8vw,60px);}
.hero-copy h1 em{font-style:normal; background:var(--grad-primary); -webkit-background-clip:text; background-clip:text; color:transparent;}
.hero-copy .lead{margin:22px 0 32px; font-size:18px; max-width:480px;}
.hero-cta{display:flex; gap:14px; flex-wrap:wrap; margin-bottom:38px;}
.hero-trust{display:flex; flex-wrap:wrap; gap:10px 22px; padding-top:26px; border-top:1px solid var(--line);}
.hero-trust span{font-size:12px; font-weight:800; letter-spacing:.04em; text-transform:uppercase; color:var(--ink-faint);}

/* ---- audience switcher (hero) ---- */
.aseg-group{display:inline-flex; flex-wrap:wrap; gap:4px; background:#fff; border:1px solid var(--line); border-radius:var(--radius-pill); padding:4px; margin-bottom:26px;}
.aseg{padding:9px 16px; border-radius:var(--radius-pill); font-size:13px; font-weight:800; color:var(--ink-faint); transition:background .2s, color .2s;}
.aseg:hover{color:var(--ink);}
.aseg.active{background:var(--navy); color:#fff;}
.hero-copy h1, .hero-copy .lead{transition:opacity .2s var(--ease);}
.hero-copy.swapping h1, .hero-copy.swapping .lead{opacity:0;}

.app-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius-xl); padding:20px; box-shadow:var(--shadow); transition:transform .4s var(--ease), box-shadow .4s var(--ease);}
.app-card:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover);}
.app-card .row{display:flex; align-items:center; gap:12px; padding-bottom:16px; border-bottom:1px solid var(--line); margin-bottom:16px;}
.app-card .avatar{width:38px; height:38px; border-radius:50%; background:var(--primary); flex:none;}
.app-card .row strong{display:block; font-size:14px;}
.app-card .row span{font-size:12px; color:var(--ink-faint);}
.app-card .balance{background:var(--grad-navy); border-radius:var(--radius-lg); padding:18px; color:#fff; margin-bottom:14px;}
.app-card .balance small{font-size:11px; font-weight:700; color:rgba(255,255,255,.55); letter-spacing:.04em; text-transform:uppercase;}
.app-card .balance strong{display:block; font-size:26px; margin-top:4px;}
.app-card .balance .delta{font-size:12.5px; color:#a9f0d1; font-weight:700; margin-top:6px;}
.app-card .goal{border:1px solid var(--line); border-radius:var(--radius-lg); padding:14px 16px; margin-bottom:10px;}
.app-card .goal .top{display:flex; justify-content:space-between; font-size:13px; font-weight:800; margin-bottom:10px;}
.app-card .track{height:8px; background:var(--bg-alt); border-radius:99px; overflow:hidden;}
.app-card .fill{height:100%; width:0; background:var(--primary); border-radius:99px; transition:width 1.2s var(--ease);}
.app-card .rowline{display:flex; align-items:center; gap:10px; padding:11px 4px;}
.app-card .rowline .dot{width:30px; height:30px; border-radius:9px; flex:none;}
.app-card .rowline .t{flex:1; min-width:0;}
.app-card .rowline .t b{display:block; font-size:12.5px;}
.app-card .rowline .t span{font-size:11px; color:var(--ink-faint);}
.app-card .rowline .v{font-size:12px; font-weight:800; color:var(--primary-dark); flex:none;}

/* =================== TICKER =================== */
.ticker-wrap{background:var(--navy); overflow:hidden; padding:14px 0;}
.ticker{display:flex; gap:44px; width:max-content; animation:tick 28s linear infinite;}
.ticker span{font-size:13.5px; font-weight:700; color:rgba(255,255,255,.6); white-space:nowrap; display:flex; align-items:center; gap:10px;}
.ticker span b{color:#a9f0d1; font-weight:800;}
.ticker span::after{content:"·"; color:rgba(255,255,255,.3); margin-left:44px;}
@keyframes tick{from{transform:translateX(0);} to{transform:translateX(-50%);}}

/* =================== THREE WAYS — TABBED PANEL =================== */
.products{background:var(--bg);}
.ways-shell{display:grid; grid-template-columns:300px 1fr; border:1px solid var(--line); border-radius:var(--radius-xl); overflow:hidden; box-shadow:var(--shadow);}
.ways-nav{background:var(--bg-alt); padding:16px; display:flex; flex-direction:column; gap:6px;}
.way-tab{display:flex; align-items:center; gap:14px; padding:16px 14px; border-radius:var(--radius-lg); text-align:left; transition:background .2s var(--ease);}
.way-tab:hover{background:rgba(255,255,255,.6);}
.way-tab.active{background:#fff; box-shadow:0 6px 18px -10px rgba(13,27,22,.18);}
.way-tab .ic{width:40px; height:40px; border-radius:11px; display:flex; align-items:center; justify-content:center; flex:none;}
.way-tab .ic{transition:transform .3s var(--ease);}
.way-tab:hover .ic{transform:scale(1.08) rotate(-4deg);}
.way-tab .ic.mint{background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark);}
.way-tab .ic.gold{background:linear-gradient(135deg, rgba(var(--gold-rgb),.22), rgba(var(--gold-rgb),.06)); color:var(--gold);}
.way-tab .ic.navy{background:var(--grad-navy); color:#a9f0d1;}
.way-tab strong{display:block; font-size:14.5px;}
.way-tab span{font-size:12px; color:var(--ink-faint);}

.ways-panels{position:relative; padding:48px;}
.way-panel{display:none; animation:panelIn .35s var(--ease);}
.way-panel.active{display:grid; grid-template-columns:1fr auto; gap:40px; align-items:center;}
@keyframes panelIn{from{opacity:0; transform:translateY(8px);} to{opacity:1; transform:translateY(0);}}
.way-panel h3{font-size:clamp(24px,2.8vw,32px); margin-bottom:14px;}
.way-panel p{font-size:15.5px; max-width:460px; margin-bottom:22px;}
.way-panel .chips{display:flex; flex-wrap:wrap; gap:8px; margin-bottom:26px;}
.way-panel .chips span{font-size:12px; font-weight:700; background:var(--bg-alt); color:var(--ink-soft); padding:7px 13px; border-radius:var(--radius-pill);}
.way-stat{text-align:center; padding:26px 30px; background:linear-gradient(150deg, rgba(var(--primary-rgb),.08), transparent 70%), var(--bg-alt); border-radius:var(--radius-lg); flex:none;}
.way-stat strong{display:block; font-size:30px; color:var(--primary-dark);}
.way-stat span{font-size:11.5px; color:var(--ink-faint); font-weight:700; text-transform:uppercase; letter-spacing:.04em;}

/* =================== PROMO / ROADMAP BANNER =================== */
.promo{background:var(--grad-navy); color:#fff;}
.promo .wrap{display:grid; grid-template-columns:1.2fr auto; gap:48px; align-items:center;}
.promo h2{color:#fff; font-size:clamp(26px,3.2vw,36px); margin-top:14px;}
.promo p{color:rgba(255,255,255,.68); margin-top:12px; max-width:480px;}
.promo-list{margin-top:22px; display:flex; flex-direction:column; gap:11px;}
.promo-list li{display:flex; align-items:center; gap:10px; font-size:14px; font-weight:600; color:rgba(255,255,255,.85);}
.promo-list li svg{color:#a9f0d1; flex:none;}
.promo-list em{opacity:.55; font-style:italic; font-weight:400;}

/* =================== STEPS =================== */
.steps{background:var(--bg-alt);}
.step-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:30px;}
.step{transition:transform .3s var(--ease);}
.step:hover{transform:translateY(-4px);}
.step .n{width:44px; height:44px; border-radius:12px; background:var(--grad-navy); color:#fff; display:flex; align-items:center; justify-content:center; font-weight:800; font-size:16px; margin-bottom:20px; transition:transform .3s var(--ease);}
.step:hover .n{transform:scale(1.1) rotate(-4deg);}
.step h3{font-size:18px; margin-bottom:8px;}
.step p{font-size:14px;}

/* =================== SACRED STAT ================ */
.stat-banner{background:var(--bg-warm); text-align:center;}
.stat-banner .route{font-size:13px; font-weight:800; letter-spacing:.06em; text-transform:uppercase; color:var(--ink-faint); margin-bottom:14px;}
.stat-banner .km{font-size:clamp(44px,7vw,80px); font-weight:800; background:var(--grad-primary); -webkit-background-clip:text; background-clip:text; color:transparent;}
.stat-banner h3{margin-top:20px; font-size:clamp(22px,3vw,30px); max-width:640px; margin-left:auto; margin-right:auto;}
.stat-banner .fine{margin-top:12px; max-width:560px; margin-left:auto; margin-right:auto;}

/* =================== PROBLEM/SOLUTION ================ */
.problem{background:var(--bg);}
.pgrid{display:grid; grid-template-columns:repeat(3,1fr); gap:20px;}
.pcard{background:linear-gradient(150deg, rgba(var(--primary-rgb),.05), transparent 60%), var(--bg-alt); border:1px solid transparent; border-radius:var(--radius-lg); padding:26px; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.pcard:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.25);}
.pcard .ic{width:40px; height:40px; border-radius:11px; background:#fff; border:1px solid var(--line); display:flex; align-items:center; justify-content:center; margin-bottom:16px; color:var(--primary-dark); transition:transform .3s var(--ease);}
.pcard:hover .ic{transform:scale(1.08) rotate(-4deg);}
.pcard h4{font-size:15.5px; margin-bottom:8px;}
.pcard p{font-size:13.5px;}

.solution{background:var(--bg-alt);}
.sgrid{display:grid; grid-template-columns:repeat(2,1fr); gap:18px;}
.scard{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:22px; display:flex; align-items:center; gap:14px; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.scard:hover{transform:translateY(-6px) translateX(0); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.3);}
.scard .ic{width:42px; height:42px; border-radius:11px; background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark); display:flex; align-items:center; justify-content:center; flex:none; transition:transform .3s var(--ease);}
.scard:hover .ic{transform:scale(1.08) rotate(-4deg);}
.scard strong{display:block; font-size:14.5px;}
.scard span{font-size:12.5px; color:var(--ink-faint);}

/* =================== TESTIMONIALS =================== */
.testi{background:var(--bg);}
.testi-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:20px;}
.tcard{background:linear-gradient(150deg, rgba(var(--primary-rgb),.05), transparent 60%), var(--bg-alt); border:1px solid transparent; border-radius:var(--radius-lg); padding:26px; display:flex; flex-direction:column; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.tcard:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.25);}
.tcard .stars{color:var(--gold); font-size:14px; margin-bottom:12px;}
.tcard p{flex:1; font-size:14px; color:var(--ink-soft);}
.tcard .who{display:flex; align-items:center; gap:11px; margin-top:20px;}
.tcard .av{width:38px; height:38px; border-radius:50%; background:var(--grad-navy); color:#fff; display:flex; align-items:center; justify-content:center; font-size:12.5px; font-weight:800; flex:none;}
.tcard .who strong{display:block; font-size:13px; color:var(--ink);}
.tcard .who span{font-size:11.5px; color:var(--ink-faint);}

/* =================== BRAND / ABOUT =================== */
.about{background:var(--bg-alt);}
.about-grid{display:grid; grid-template-columns:1fr .85fr; gap:56px; align-items:center;}
.about .arabic{font-size:15px; color:var(--ink-faint); font-weight:700; margin:20px 0 6px;}
.about .arabic-word{font-size:34px; color:var(--primary-dark); font-weight:800; margin-bottom:16px;}
.about p{margin-bottom:14px; font-size:16px;}
.brand-card{background:var(--grad-navy); border-radius:var(--radius-xl); padding:44px 36px; color:#fff;}
.brand-card svg{width:150px;}
.brand-card .tagline{font-size:19px; margin-top:20px; font-weight:800;}
.brand-card .sub{font-size:13px; color:rgba(255,255,255,.5); margin-top:6px;}
.brand-card .swatches{display:flex; gap:10px; margin-top:26px;}
.brand-card .swatch{flex:1; background:rgba(255,255,255,.06); border-radius:10px; padding:10px;}
.brand-card .swatch .chip{height:30px; border-radius:7px; margin-bottom:8px;}
.brand-card .swatch small{color:rgba(255,255,255,.5); font-size:10px; display:block;}

/* =================== MISSION/VISION =================== */
.mv{background:var(--bg);}
.mv-grid{display:grid; grid-template-columns:1fr 1fr; gap:22px;}
.mv-card{background:linear-gradient(150deg, rgba(var(--primary-rgb),.05), transparent 60%), #fff; border:1px solid var(--line); border-radius:var(--radius-xl); padding:34px; transition:transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease);}
.mv-card.vision{background:linear-gradient(150deg, rgba(var(--navy-rgb),.06), transparent 60%), #fff;}
.mv-card:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.25);}
.mv-card .ic{width:46px; height:46px; border-radius:13px; display:flex; align-items:center; justify-content:center; margin-bottom:18px;}
.mv-card .ic{transition:transform .3s var(--ease);}
.mv-card:hover .ic{transform:scale(1.08) rotate(-4deg);}
.mv-card.mission .ic{background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark);}
.mv-card.vision .ic{background:var(--grad-navy); color:#a9f0d1;}
.mv-card h3{font-size:19px; margin-bottom:10px;}
.mv-card p{font-size:14.5px;}

/* =================== MARKET STATS =================== */
.market{background:var(--grad-navy); color:#fff;}
.market-top{display:grid; grid-template-columns:1.15fr .85fr; gap:48px; align-items:center; margin-bottom:52px;}
.market-top .head{margin-bottom:0;}
.market-stats-mini{display:grid; grid-template-columns:1fr 1fr; gap:14px;}
.mstat{background:rgba(255,255,255,.06); border:1px solid transparent; border-radius:var(--radius-lg); padding:20px; transition:transform .3s var(--ease), background .3s var(--ease), border-color .3s var(--ease);}
.mstat:hover{transform:translateY(-4px); background:rgba(255,255,255,.1); border-color:rgba(169,240,209,.3);}
.mstat strong{display:block; font-size:26px;}
.mstat span{font-size:12.5px; color:rgba(255,255,255,.55);}
.market-grid{display:grid; grid-template-columns:1.15fr .85fr; gap:48px;}
.bar-list{display:flex; flex-direction:column; gap:14px;}
.bar-row{display:grid; grid-template-columns:110px 1fr 70px; align-items:center; gap:12px;}
.bar-row .label{font-size:13px; font-weight:700; color:rgba(255,255,255,.75);}
.bar-track{height:10px; background:rgba(255,255,255,.1); border-radius:99px; overflow:hidden;}
.bar-fill{height:100%; width:0; background:#a9f0d1; border-radius:99px; transition:width 1.2s var(--ease);}
.bar-row .val{font-size:12.5px; font-weight:800; color:#a9f0d1; text-align:right;}
.market-cards{display:flex; flex-direction:column; gap:14px;}
.market-card{background:rgba(255,255,255,.06); border:1px solid transparent; border-radius:var(--radius-lg); padding:22px; display:flex; align-items:center; justify-content:space-between; transition:transform .3s var(--ease), background .3s var(--ease), border-color .3s var(--ease);}
.market-card:hover{transform:translateY(-4px); background:rgba(255,255,255,.1); border-color:rgba(169,240,209,.3);}
.market-card strong{display:block; font-size:26px;}
.market-card span{font-size:12.5px; color:rgba(255,255,255,.55);}

/* =================== FEATURES GRID =================== */
.features{background:var(--bg-alt);}
.feat-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:18px;}
.feat-item{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:24px; text-decoration:none; display:flex; flex-direction:column; gap:12px; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.feat-item:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.25);}
.feat-item .ic{width:42px; height:42px; border-radius:11px; display:flex; align-items:center; justify-content:center; transition:transform .3s var(--ease);}
.feat-item:hover .ic{transform:scale(1.08) rotate(-4deg);}
.feat-item h4{font-size:15.5px;}
.feat-item p{font-size:13px;}
.feat-cta{text-align:center; margin-top:40px;}

/* =================== ECOSYSTEM LIST =================== */
.ecosystem{background:var(--bg);}
.eco-list{max-width:800px; margin:0 auto;}
.eco-row{display:grid; grid-template-columns:52px 1fr; gap:22px; padding:30px 24px; margin:0 -24px; border-top:1px solid var(--line); border-radius:var(--radius-sm); transition:background .3s var(--ease);}
.eco-row:hover{background:linear-gradient(135deg, rgba(var(--primary-rgb),.05), transparent 70%);}
.eco-row:hover .ic{transform:scale(1.08) rotate(-4deg); background:linear-gradient(135deg, rgba(var(--primary-rgb),.3), rgba(var(--primary-rgb),.1));}
.eco-list .eco-row:last-child{border-bottom:1px solid var(--line);}
.eco-row .ic{width:44px; height:44px; border-radius:12px; background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark); display:flex; align-items:center; justify-content:center; transition:transform .3s var(--ease), background .3s var(--ease);}
.eco-row h3{font-size:18px; margin-bottom:8px;}
.eco-row p{font-size:14px; margin-bottom:12px;}
.eco-row .chips{display:flex; flex-wrap:wrap; gap:7px;}
.eco-row .chips span{font-size:11px; font-weight:700; background:var(--bg-alt); color:var(--ink-soft); padding:5px 10px; border-radius:var(--radius-pill);}

/* =================== WHO WE SERVE =================== */
.audience{background:var(--bg-alt);}
.audience-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:18px;}
.acard{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:26px 22px; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.acard:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.25);}
.acard .ic{width:42px; height:42px; border-radius:11px; background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark); display:flex; align-items:center; justify-content:center; margin-bottom:16px; transition:transform .3s var(--ease);}
.acard:hover .ic{transform:scale(1.08) rotate(-4deg);}
.acard h4{font-size:15px; margin-bottom:8px;}
.acard p{font-size:13px;}

/* =================== PARTNERS =================== */
.partners{background:var(--bg); text-align:center;}
.partner-marquee{
  margin-top:40px; position:relative; overflow:hidden;
  padding:30px 0; border-top:1px solid var(--line); border-bottom:1px solid var(--line);
  -webkit-mask-image:linear-gradient(90deg, transparent 0, #000 64px, #000 calc(100% - 64px), transparent 100%);
  mask-image:linear-gradient(90deg, transparent 0, #000 64px, #000 calc(100% - 64px), transparent 100%);
}
.partner-track{display:flex; align-items:center; width:max-content; gap:64px; animation:partnerScroll 30s linear infinite;}
.partner-marquee:hover .partner-track{animation-play-state:paused;}
.partner-track img{height:30px; width:auto; flex:none; transition:transform .25s var(--ease);}
.partner-track img:hover{transform:scale(1.08);}
@keyframes partnerScroll{from{transform:translateX(0);} to{transform:translateX(-50%);}}
@media(max-width:600px){
  .partner-marquee{
    -webkit-mask-image:linear-gradient(90deg, transparent 0, #000 28px, #000 calc(100% - 28px), transparent 100%);
    mask-image:linear-gradient(90deg, transparent 0, #000 28px, #000 calc(100% - 28px), transparent 100%);
  }
  .partner-track{gap:40px; animation-duration:22s;}
  .partner-track img{height:24px;}
}
@media(prefers-reduced-motion: reduce){
  .partner-track{animation:none; flex-wrap:wrap; width:100%; justify-content:center;}
}

/* =================== FAQ =================== */
.faq{background:var(--bg-alt);}
.faq-list{max-width:760px; margin:0 auto; display:flex; flex-direction:column; gap:12px;}
.faq-item{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); overflow:hidden; transition:border-color .25s var(--ease), box-shadow .25s var(--ease);}
.faq-item:hover{border-color:rgba(var(--primary-rgb),.3); box-shadow:var(--shadow);}
.faq-q{width:100%; display:flex; align-items:center; justify-content:space-between; padding:19px 22px; font-size:15px; font-weight:800; text-align:left;}
.faq-q svg{flex:none; transition:transform .25s var(--ease); color:var(--ink-faint);}
.faq-item.open .faq-q svg{transform:rotate(45deg);}
.faq-a{max-height:0; overflow:hidden; opacity:0; transition:max-height .5s cubic-bezier(.4,0,.2,1), opacity .4s ease .05s;}
.faq-a p{padding:0 22px 20px; font-size:14px;}
.faq-item.open .faq-a{max-height:220px; opacity:1;}

/* =================== FINAL CTA =================== */
.cta-final{background:var(--grad-navy); color:#fff; text-align:center;}
.cta-final h2{color:#fff; font-size:clamp(30px,4.6vw,48px);}
.cta-final p{max-width:520px; margin:16px auto 34px; color:rgba(255,255,255,.68);}
.store-row{display:flex; gap:12px; justify-content:center; flex-wrap:wrap;}
.store-badge{display:flex; align-items:center; gap:11px; padding:9px 20px 9px 13px; border-radius:13px; background:#000; border:1px solid rgba(255,255,255,.14); transition:transform .25s var(--ease), border-color .25s var(--ease);}
.store-badge:hover{transform:translateY(-3px); border-color:rgba(169,240,209,.5);}
.store-badge .icon{width:26px; height:26px; flex:none; display:flex; align-items:center; justify-content:center;}
.store-badge .icon svg{width:100%; height:100%;}
.store-badge .txt small{display:block; font-size:10px; color:rgba(255,255,255,.65);}
.store-badge .txt strong{display:block; font-size:15px; color:#fff;}

/* =================== FOOTER =================== */
footer{background:var(--navy-2); color:rgba(255,255,255,.6); padding:64px 0 28px;}
.foot-grid{display:grid; grid-template-columns:1.3fr repeat(3,1fr); gap:36px; padding-bottom:44px; border-bottom:1px solid rgba(255,255,255,.08);}
.foot-brand svg{width:120px;}
.foot-brand p{margin-top:14px; font-size:13.5px; max-width:270px; color:rgba(255,255,255,.6);}
.foot-col h5{color:#fff; font-size:13px; margin-bottom:14px; font-weight:800;}
.foot-col li{margin-bottom:10px; font-size:13px;}
.foot-col a:hover{color:#a9f0d1;}
.foot-bottom{display:flex; justify-content:space-between; align-items:center; padding-top:24px; font-size:12.5px; flex-wrap:wrap; gap:12px;}
.foot-bottom a{color:rgba(255,255,255,.5);}
.foot-bottom a:hover{color:#a9f0d1;}
.socials{display:flex; gap:9px;}
.socials a{width:34px; height:34px; border-radius:10px; background:rgba(255,255,255,.06); display:flex; align-items:center; justify-content:center; transition:transform .25s var(--ease), background .25s var(--ease);}
.socials a:hover{background:var(--grad-primary); transform:translateY(-3px);}

/* =================== PAGE HERO (sub-pages) =================== */
.page-hero{background:var(--bg-warm); padding:154px 0 80px; text-align:center;}
.page-hero-mint{
  background:
    radial-gradient(ellipse 75% 60% at 18% 8%, rgba(var(--primary-rgb),.12), transparent 72%),
    radial-gradient(ellipse 75% 60% at 85% 18%, rgba(var(--primary-rgb),.09), transparent 72%),
    linear-gradient(180deg, rgba(var(--primary-rgb),.07) 0%, rgba(var(--primary-rgb),.03) 45%, transparent 80%),
    var(--bg);
}
.crumb{display:flex; align-items:center; justify-content:center; gap:8px; font-size:13px; font-weight:700; color:var(--ink-faint); margin-bottom:20px;}
.crumb a{color:var(--ink-soft);}
.page-hero h1{font-size:clamp(34px,4.6vw,52px); max-width:760px; margin:16px auto 0;}
.page-hero .lead{margin:18px auto 0; font-size:16.5px; max-width:560px; color:var(--ink-soft);}

/* =================== FEATURE DEEP DIVE (features.html) =================== */
.deepdive{background:var(--bg);}
.spot-row{display:grid; grid-template-columns:400px 1fr; gap:64px; align-items:center; padding:64px 0; border-top:1px solid var(--line);}
.spot-row:first-of-type{border-top:none; padding-top:20px;}
.spot-row.reverse{grid-template-columns:1fr 400px;}
.spot-row.reverse .spot-visual{order:2;}
.spot-row.reverse .spot-copy{order:1;}
.spot-num{display:flex; align-items:center; gap:14px; margin-bottom:18px;}
.spot-num span:first-child{font-weight:800; color:var(--primary-dark); font-size:14px;}
.spot-num .line{flex:1; height:1px; background:var(--line);}
.spot-num .cat{font-size:10.5px; font-weight:800; letter-spacing:.08em; text-transform:uppercase; color:var(--ink-faint); white-space:nowrap;}
.spot-copy h3{font-size:clamp(24px,3vw,34px); margin-bottom:16px;}
.spot-copy p{font-size:15.5px; margin-bottom:26px; max-width:520px;}
.spot-details{display:grid; grid-template-columns:1fr 1fr; gap:20px 30px;}
.spot-details strong{display:block; font-size:14px; margin-bottom:5px;}
.spot-details p{font-size:12.8px; margin:0;}
.spot-visual{display:flex; justify-content:center;}

.panel{background:#fff; border:1px solid var(--line); border-radius:var(--radius-xl); padding:24px; box-shadow:var(--shadow); max-width:380px; width:100%; transition:transform .4s var(--ease), box-shadow .4s var(--ease);}
.panel:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover);}
.panel-head{display:flex; align-items:center; gap:12px; margin-bottom:16px;}
.panel-head .ic{width:40px; height:40px; border-radius:11px; display:flex; align-items:center; justify-content:center; flex:none; transition:transform .3s var(--ease);}
.panel:hover .panel-head .ic{transform:scale(1.08) rotate(-4deg);}
.panel-head .meta strong{display:block; font-size:14.5px;}
.panel-head .meta span{font-size:11.5px; color:var(--ink-faint);}
.panel-body{background:var(--bg-alt); border-radius:var(--radius-lg); padding:16px;}
.plist{display:flex; flex-direction:column;}
.plist li{display:flex; align-items:center; gap:10px; padding:9px 0; border-top:1px solid var(--line);}
.plist li:first-child{border-top:none;}
.pcheck{width:20px; height:20px; border-radius:50%; background:var(--primary-light); color:var(--primary-dark); display:flex; align-items:center; justify-content:center; flex:none;}
.plist .label{flex:1; font-size:13px; font-weight:700;}
.plist .val{font-size:11.5px; color:var(--ink-faint); font-weight:700;}

/* =================== CONTACT PAGE =================== */
.contact-section{padding:190px 0 120px; background:var(--bg);}
.contact-grid{display:grid; grid-template-columns:1fr 1fr; gap:44px; align-items:stretch;}
.office{background:linear-gradient(150deg, rgba(var(--primary-rgb),.05), transparent 60%), var(--bg-alt); border-radius:var(--radius-xl); padding:30px; transition:transform .3s var(--ease), box-shadow .3s var(--ease);}
.office:hover{transform:translateY(-5px); box-shadow:var(--shadow);}
.office h3{font-size:16px; margin-bottom:14px;}
.office-name{font-weight:800; font-size:14px;}
.office-name span{font-weight:600; color:var(--ink-faint);}
.office address{font-style:normal; font-size:13.5px; color:var(--ink-soft); margin-top:4px;}
.office-hours{display:flex; align-items:center; gap:8px; margin-top:14px; padding-top:14px; border-top:1px solid var(--line); font-size:13px; color:var(--ink-soft); font-weight:600;}
.mini-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-top:16px;}
.mini{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:16px; transition:transform .25s var(--ease), box-shadow .25s var(--ease), border-color .25s var(--ease);}
.mini:hover{transform:translateY(-4px); box-shadow:var(--shadow); border-color:rgba(var(--primary-rgb),.3);}
.mini h5{font-size:10.5px; font-weight:800; text-transform:uppercase; letter-spacing:.04em; color:var(--ink-faint); margin-bottom:6px;}
.mini a, .mini p{font-size:13px; font-weight:700;}
.mini p{color:var(--ink-soft); font-weight:400;}
.form-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius-xl); padding:34px; box-shadow:var(--shadow); display:flex; flex-direction:column; gap:16px; height:100%;}
.form-card h3{font-size:20px;}
.form-row{display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1fr); gap:14px;}
.field{display:flex; flex-direction:column; gap:7px;}
.field label{font-size:12.5px; font-weight:800;}
.field input, .field select, .field textarea{font:inherit; font-size:14px; padding:12px 14px; border-radius:var(--radius-sm); border:1.5px solid var(--line); background:var(--bg-alt); transition:border-color .2s, background .2s;}
.field select{appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%234c625a' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 14px center; padding-right:38px;}
.field input:focus, .field select:focus, .field textarea:focus{outline:none; border-color:var(--primary); background:#fff;}
.field textarea{resize:vertical; min-height:110px;}
.field-grow{flex:1;}
.field-grow textarea{height:100%;}
.form-status{font-size:13px; font-weight:700; color:var(--primary-dark); opacity:0; transform:translateY(4px); transition:opacity .25s, transform .25s;}
.form-status.is-visible{opacity:1; transform:translateY(0);}

/* =================== FINANCIAL ECOSYSTEM PAGE =================== */
.fin-overview{background:var(--bg); padding:64px 0 0;}
.fin-stats{display:grid; grid-template-columns:repeat(3,1fr); gap:16px; max-width:640px; margin:0 auto;}
.fin-stats div{text-align:center; padding:22px 16px; border-radius:var(--radius-lg); background:var(--bg-alt);}
.fin-stats strong{display:block; font-size:28px; background:var(--grad-primary); -webkit-background-clip:text; background-clip:text; color:transparent;}
.fin-stats span{font-size:12px; font-weight:700; color:var(--ink-faint); text-transform:uppercase; letter-spacing:.04em;}

.pillar-nav{display:flex; flex-wrap:wrap; justify-content:center; gap:10px; margin:40px 0 0;}
.pillar-nav a{display:inline-flex; align-items:center; gap:8px; padding:11px 20px; border-radius:var(--radius-pill); background:#fff; border:1px solid var(--line); font-size:13.5px; font-weight:800; color:var(--ink-soft); transition:transform .25s var(--ease), border-color .25s var(--ease), color .25s var(--ease);}
.pillar-nav a .dot{width:8px; height:8px; border-radius:50%; flex:none;}
.pillar-nav a:hover{border-color:var(--primary); color:var(--primary-dark); transform:translateY(-2px);}

.fin-pillar{padding:96px 0;}
.fin-pillar.tint-mint{background:linear-gradient(180deg, #fff 0%, var(--primary-light) 160%);}
.fin-pillar.tint-gold{background:linear-gradient(180deg, #fff 0%, var(--gold-light) 160%);}
.fin-pillar.tint-navy{background:var(--grad-navy); color:#fff;}

.fin-pillar-head{display:grid; grid-template-columns:auto 1fr; gap:26px; align-items:flex-start; max-width:780px; margin:0 auto 52px;}
.fin-pillar-icon{width:60px; height:60px; border-radius:16px; display:flex; align-items:center; justify-content:center; flex:none;}
.fin-pillar.tint-mint .fin-pillar-icon{background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark);}
.fin-pillar.tint-gold .fin-pillar-icon{background:linear-gradient(135deg, rgba(var(--gold-rgb),.24), rgba(var(--gold-rgb),.06)); color:var(--gold);}
.fin-pillar.tint-navy .fin-pillar-icon{background:rgba(255,255,255,.1); color:#a9f0d1;}
.fin-pillar-head .num{display:block; font-size:13px; font-weight:800; letter-spacing:.08em; text-transform:uppercase; color:var(--primary-dark); margin-bottom:10px;}
.fin-pillar.tint-gold .fin-pillar-head .num{color:var(--gold);}
.fin-pillar.tint-navy .fin-pillar-head .num{color:#a9f0d1;}
.fin-pillar-head h2{font-size:clamp(26px,3.2vw,36px); margin-bottom:12px;}
.fin-pillar.tint-navy .fin-pillar-head h2{color:#fff;}
.fin-pillar-head p{font-size:15.5px; line-height:1.7;}
.fin-pillar.tint-navy .fin-pillar-head p{color:rgba(255,255,255,.7);}

.fin-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:20px;}
.fin-card{background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg); padding:28px; transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);}
.fin-card:hover{transform:translateY(-6px); box-shadow:var(--shadow-hover); border-color:rgba(var(--primary-rgb),.28);}
.fin-pillar.tint-navy .fin-card{background:rgba(255,255,255,.06); border-color:rgba(255,255,255,.1);}
.fin-pillar.tint-navy .fin-card:hover{background:rgba(255,255,255,.1); border-color:rgba(169,240,209,.3);}
.fin-card .ic{width:42px; height:42px; border-radius:11px; display:flex; align-items:center; justify-content:center; margin-bottom:18px; transition:transform .3s var(--ease);}
.fin-card:hover .ic{transform:scale(1.08) rotate(-4deg);}
.fin-pillar.tint-mint .fin-card .ic{background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark);}
.fin-pillar.tint-gold .fin-card .ic{background:linear-gradient(135deg, rgba(var(--gold-rgb),.24), rgba(var(--gold-rgb),.06)); color:var(--gold);}
.fin-pillar.tint-navy .fin-card .ic{background:rgba(255,255,255,.12); color:#a9f0d1;}
.fin-card h3{font-size:16.5px; margin-bottom:10px;}
.fin-pillar.tint-navy .fin-card h3{color:#fff;}
.fin-card p{font-size:13.8px; line-height:1.6; margin-bottom:18px;}
.fin-pillar.tint-navy .fin-card p{color:rgba(255,255,255,.65);}
.fin-card .chips{display:flex; flex-wrap:wrap; gap:7px;}
.fin-card .chips span{font-size:11px; font-weight:700; background:var(--bg-alt); color:var(--ink-soft); padding:6px 11px; border-radius:var(--radius-pill);}
.fin-pillar.tint-navy .fin-card .chips span{background:rgba(255,255,255,.1); color:#a9f0d1;}

/* ---- numbered stepper widget: click a node to switch the detail card ---- */
.fin-stepper{margin-top:36px;}
.stepper-rail{display:flex; align-items:flex-start; gap:6px; margin-bottom:0; position:relative; padding-top:24px;}
.stepper-rail::before{content:""; position:absolute; top:48px; left:60px; right:60px; height:2px; background:var(--line); z-index:0;}
.fin-pillar.tint-navy .stepper-rail::before{background:rgba(255,255,255,.15);}
.step-node{position:relative; z-index:1; flex:1; display:flex; flex-direction:column; align-items:center; gap:12px; text-align:center; background:none;}
.node-num{width:48px; height:48px; border-radius:50%; background:var(--bg); border:2px solid var(--line); display:flex; align-items:center; justify-content:center; font-weight:800; font-size:16px; color:var(--ink-faint); transition:transform .3s var(--ease), background .3s var(--ease), border-color .3s var(--ease), color .3s var(--ease);}
.fin-pillar.tint-navy .node-num{background:var(--navy); border-color:rgba(255,255,255,.25); color:rgba(255,255,255,.6);}
.node-label{font-size:12px; font-weight:700; color:var(--ink-faint); max-width:140px; line-height:1.35; transition:color .3s var(--ease);}
.fin-pillar.tint-navy .node-label{color:rgba(255,255,255,.5);}
.step-node:hover .node-num{border-color:var(--primary); transform:translateY(-2px);}
.step-node.active .node-num{background:var(--grad-primary); border-color:transparent; color:#fff; transform:scale(1.12);}
.fin-pillar.tint-gold .step-node.active .node-num{background:linear-gradient(135deg,var(--gold),#8a6608);}
.fin-pillar.tint-navy .step-node.active .node-num{background:#a9f0d1; color:var(--navy);}
.step-node.active .node-label{color:var(--ink); font-weight:800;}
.fin-pillar.tint-navy .step-node.active .node-label{color:#fff;}

.detail-panel{display:none; margin-top:28px; background:#fff; border-radius:var(--radius-lg); padding:32px; align-items:flex-start; gap:24px; box-shadow:var(--shadow);}
.detail-panel.active{display:flex;}
.fin-pillar.tint-navy .detail-panel{background:rgba(255,255,255,.06);}
.detail-icon{width:60px; height:60px; border-radius:16px; flex:none; display:flex; align-items:center; justify-content:center; background:linear-gradient(135deg, rgba(var(--primary-rgb),.2), rgba(var(--primary-rgb),.06)); color:var(--primary-dark);}
.fin-pillar.tint-gold .detail-icon{background:linear-gradient(135deg, rgba(var(--gold-rgb),.24), rgba(var(--gold-rgb),.06)); color:var(--gold);}
.fin-pillar.tint-navy .detail-icon{background:rgba(255,255,255,.1); color:#a9f0d1;}
.detail-body{flex:1; min-width:0;}
.detail-body h3{font-size:19px; margin-bottom:10px;}
.fin-pillar.tint-navy .detail-body h3{color:#fff;}
.detail-body p{font-size:14.5px; line-height:1.7; margin-bottom:16px;}
.fin-pillar.tint-navy .detail-body p{color:rgba(255,255,255,.68);}
.detail-body .chips{display:flex; flex-wrap:wrap; gap:7px;}
.detail-body .chips span{font-size:11px; font-weight:700; background:var(--bg-alt); color:var(--ink-soft); padding:6px 11px; border-radius:var(--radius-pill);}
.fin-pillar.tint-navy .detail-body .chips span{background:rgba(255,255,255,.1); color:#a9f0d1;}
.detail-stat{flex:none; text-align:center; background:var(--bg-alt); border-radius:var(--radius-sm); padding:16px 22px; min-width:104px;}
.detail-stat strong{display:block; font-size:22px; color:var(--primary-dark);}
.fin-pillar.tint-gold .detail-stat strong{color:var(--gold);}
.fin-pillar.tint-navy .detail-stat{background:rgba(255,255,255,.08);}
.fin-pillar.tint-navy .detail-stat strong{color:#a9f0d1;}
.detail-stat span{font-size:10px; font-weight:700; color:var(--ink-faint); text-transform:uppercase; letter-spacing:.03em;}
.fin-pillar.tint-navy .detail-stat span{color:rgba(255,255,255,.5);}

/* =================== RESPONSIVE =================== */
@media(max-width:1080px){
  .pgrid{grid-template-columns:1fr 1fr;}
  .audience-grid{grid-template-columns:1fr 1fr;}
  .spot-row, .spot-row.reverse{grid-template-columns:340px 1fr;}
  .ways-shell{grid-template-columns:240px 1fr;}
  .way-panel.active{grid-template-columns:1fr;}
  .way-stat{justify-self:start;}
}
@media(max-width:860px){
  .nav-links{display:none;}
  .nav-cta .btn-primary{display:none;}
  .burger{display:flex;}
  .burger span{transition:transform .3s var(--ease), opacity .2s var(--ease);}
  .burger.active span:nth-child(1){transform:translateY(7px) rotate(45deg);}
  .burger.active span:nth-child(2){opacity:0;}
  .burger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}
  body.menu-locked{overflow:hidden;}

  .mobile-menu{display:block; position:fixed; inset:0; z-index:90; visibility:hidden;}
  .mobile-menu.open{visibility:visible;}
  .mobile-menu-backdrop{display:none;}
  .mobile-menu-panel{
    position:fixed; top:0; left:0; right:0; bottom:0;
    background:#fff; display:flex; flex-direction:column;
    padding:90px 24px calc(32px + env(safe-area-inset-bottom));
    opacity:0; transform:translateY(10px);
    transition:opacity .3s var(--ease), transform .3s var(--ease);
    overflow-y:auto;
  }
  .mobile-menu.open .mobile-menu-panel{opacity:1; transform:translateY(0);}
  .mobile-menu-links{flex:1; min-height:0; display:flex; flex-direction:column; align-items:center; justify-content:center;}
  .mobile-menu-links li{width:100%; text-align:center;}
  .mobile-menu-links li + li{margin-top:36px;}
  .mobile-menu-links a{display:inline-block; font-family:var(--font); font-size:22px; font-weight:700; color:var(--ink); padding-bottom:9px; border-bottom:1px solid var(--line);}
  .mobile-menu-links a.active{color:var(--primary-dark); border-color:var(--primary);}
  .mobile-menu-cta{display:block; width:100%; margin-top:34px; padding:16px; font-size:16px; text-align:center;}

  .hero-grid, .about-grid, .mv-grid, .market-top, .market-grid, .sgrid, .contact-grid{grid-template-columns:1fr;}
  .market-top{margin-bottom:36px;}
  .market-stats-mini{margin-top:22px;}
  .fin-grid{grid-template-columns:1fr;}
  .fin-pillar-head{grid-template-columns:1fr;}
  .fin-pillar{padding:70px 0;}
  .fin-stats{grid-template-columns:1fr; max-width:320px;}
  .stepper-rail::before{display:none;}
  .node-label{display:none;}
  .step-node{flex:none;}
  .detail-panel{flex-direction:column; padding:24px;}
  .detail-stat{align-self:flex-start;}
  .pgrid, .feat-grid, .testi-grid, .step-grid, .audience-grid{grid-template-columns:1fr;}
  .ways-shell{grid-template-columns:1fr;}
  .ways-nav{flex-direction:row; overflow-x:auto; gap:8px;}
  .way-tab{flex:none; min-width:200px;}
  .ways-panels{padding:28px;}
  .promo .wrap{grid-template-columns:1fr; text-align:left;}
  section{padding:70px 0;}
  .hero{padding:150px 0 70px;}
  .page-hero{padding:144px 0 60px;}
  .contact-section{padding:280px 0 90px;}
  .spot-row, .spot-row.reverse{grid-template-columns:1fr; gap:32px; padding:48px 0; text-align:left;}
  .spot-row.reverse .spot-visual{order:1;}
  .spot-row.reverse .spot-copy{order:2;}
  .spot-details{grid-template-columns:1fr;}
  .eco-row{grid-template-columns:44px 1fr;}
  .mini-grid{grid-template-columns:1fr 1fr;}
  .foot-grid{grid-template-columns:1fr 1fr; row-gap:30px;}
}
@media(max-width:520px){
  .wrap{padding:0 20px;}
  .store-row{justify-content:center;}
  .foot-grid{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .form-card{padding:26px 20px;}
  .mini-grid{grid-template-columns:1fr;}
  .hero{padding:110px 0 60px;}
  .page-hero{padding:154px 0 50px;}
  .contact-section{padding:300px 0 80px;}
  /* audience switcher → airy chip group on phones */
  .aseg-group{
    display:grid; grid-template-columns:1fr 1fr; gap:10px;
    background:none; border:0; border-radius:0; padding:0;
    margin-bottom:26px;
  }
  .aseg{
    min-height:46px; padding:12px 14px; text-align:center;
    font-size:14px; font-weight:700; color:var(--ink-soft);
    background:#fff; border:1px solid var(--line); border-radius:var(--radius-pill);
    box-shadow:0 1px 2px rgba(13,27,22,.04);
    transition:background .2s, color .2s, border-color .2s, box-shadow .2s, transform .15s;
  }
  .aseg:active{transform:scale(.97);}
  .aseg.active{
    background:var(--navy); color:#fff; border-color:var(--navy); border-radius:var(--radius-pill);
    box-shadow:0 8px 18px -8px rgba(var(--navy-rgb),.55);
  }
}